Loading
A Mortgage Loan, also known as a Loan Against Property (LAP), is a secured loan that allows you to borrow money by pledging your property as collateral. The property can be residential, commercial, or industrial, and you continue to own and use it while the loan is active.
In simple words, it’s a way to unlock the financial value of your property without selling it. The lender keeps your property as security until the loan is repaid, giving you access to a large loan amount at lower interest rates compared to personal loans or unsecured loans.
Secured Loan – Backed by your property.
High Loan Value – Get up to 60–70% of the property’s market value.
Flexible Usage – Funds can be used for business, education, wedding, medical expenses, or any personal needs.
Affordable Interest Rates – Lower than unsecured loans.
Longer Tenure – Repay comfortably with terms up to 10–15 years.
✔ High Loan Amount – Get up to 60–70% of your property’s value.
✔ Competitive Interest Rates – Affordable rates to ease your repayment burden.
✔ Flexible Tenure – Choose repayment tenure up to 15 years.
✔ Quick Processing – Hassle-free documentation and fast approval.
✔ Use for Multiple Needs – Business expansion, debt consolidation, education, or personal requirements.
Salaried individuals, self-employed professionals, and business owners.
Ownership of residential/commercial/industrial property.
Stable income proof to ensure repayment capacity.
When applying for a Mortgage Loan, you need to submit a few essential documents. These help lenders verify your identity, income, and property details to process your loan quickly.
Aadhaar, PAN, Passport, etc.
Salary slips, ITR, or bank statements
Title deed, ownership papers, etc.
Need Recent Passport Photographs
At Ambrosia Wealth, we believe in making your dream home a reality. Our personalized home loan options are crafted to meet your needs and support your financial goals. Let’s help you step into homeownership!