ambrosiawealth.in

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Personal Loan

Unlock Financial Freedom with Our Personal Loan Service

Life is full of opportunities and challenges—and we believe finances should never hold you back. Our Personal Loan services are designed to give you the freedom to achieve your goals, manage unexpected expenses, and enjoy life without financial stress.

Whether you want to fund your dream wedding, cover medical bills, renovate your home, invest in your child’s education, or consolidate debts, we provide tailor-made loan solutions that suit your lifestyle and requirements.

With simple eligibility checks, transparent processes, and quick disbursal, you can rely on us for hassle-free borrowing. No hidden charges, no lengthy delays—just a smooth experience that puts you in control of your finances.

When you choose us, you’re not just taking a loan—you’re building a relationship based on trust, convenience, and financial empowerment.

Types of personal loan provided by AWP

AWP offers several kinds of personal / consumer-loan products to suit different needs:

Travel Loan

Instant funds for vacations or on-trip expenses, anytime and anywhere.

Marriage Loan

Quick personal loan to plan and celebrate a dream wedding.

Medical Loan

Handle emergency or planned medical expenses with instant financial support.

Education Loan

Support higher education or school fees with fast, flexible loans.

Home Renovation Loan

Upgrade, repair, or furnish your home easily with quick loan access.

Consumer Durable Loan

Buy essential appliances like TVs or fridges with instant personal loans.

Gadget Loan

Get the latest smartphone or gadgets now with instant loan approval.

Vehicle Loan

Finance your new or used vehicle easily with competitive personal loans.

Flexible Tenure & Charges on Personal Loan

We understand that every individual’s financial needs are unique. That’s why our Personal Loans come with flexible repayment tenures and transparent charges, so you can borrow with complete peace of mind.

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business loan service

Personal Loan Eligibility Criteria

• Nationality: Indian citizen

• Age: Between 21 and 60 years.

• Documentation: Selfie, PAN Card, and Aadhaar Card.

• Income Proof: Required only for select high-value loans based on credit profile.

• Profile: Salaried, Self-Employed, Small business owners & MSMEs

• Udyam Number required. No Udyam? No problem! We’ll help you get it.

business loan

Frequently Asked Questions?

Minimum monthly income ranges between Rs. 30,000 to Rs. 50,000 for a ₹5,00,000 loan.

Yes, even a first-time borrower with no credit history can be given a ₹5,00,000 personal loan if they have steady income and adequate documentation.

No. With Ambrosia Wealth Plus, there is transparency. All the fees from processing charges and interest to any late payment charge is clearly explained in simple terms in the offer for a ₹5,00,000 loan so that you know what you would get.

Yes. Self-employed individuals with steady income and supporting documents can easily apply for a ₹5,00,000 personal loan.

There is no need for a guarantor to apply for a ₹5,00,000 loan. It is an unsecured loan on the basis of your profile and income.