Cover Up To ₹1 Cr
Health Insurance
Health insurance shields you from unexpected medical expenses by covering costs as per your chosen plan. With a comprehensive health insurance policy from Ambrosia Wealth Plus, you gain multiple benefits such as cashless hospitalisation, OPD coverage, daily hospital cash allowances, and diagnostic expense coverage. You can further enhance your plan with add-ons or riders, extending protection to your entire family and ensuring financial security during medical emergencies.
At Ambrosia Wealth Plus, health insurance is more than just paperwork—it’s about care, reliability, and peace of mind when you need it most. Our focus is on simplifying healthcare financing so you can recover without financial stress. With a strong service commitment, trusted claim support, and a customer-first approach, we are here to ensure that you and your loved ones are always protected.
Our mission is simple: to make healthcare accessible, seamless, and worry-free. At Ambrosia Wealth Plus, we don’t just provide health insurance—we safeguard your well-being and the precious moments that matter.
Key Benefits of Health Insurance Plans in India
There are several benefits one can enjoy while purchasing the best health insurance in India.
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Cashless Medical Treatment
In the sector of best health insurance in India, each insurer hospitals nationwide. So, if you find yourself admitted to any of these esteemed partnerships with a vast network of empanelled hospitals,you can bid farewell to worries about payment. Simply present your policy number, and your insurer and the hospital will shoulder all your expenses. Cashless claims reign supreme in health insurance policies, owing to their seamless process that eliminates hassles related to claim disbursement and tedious documentation.
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Post and Pre-Hospitalisation Coverage
Best health insurance in India goes beyond merely covering hospitalisation expenses, providing clients with comprehensive coverage. Today, traditional health plans extend their reach to include pre and post-hospitalisation expenses, ensuring a holistic approach to healthcare. Moreover, these plans offer benefits like medication costs, doctor consultations, ambulance charges, and much more, ensuring that individuals are safeguarded against various healthcare expenses.
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No claim bonus
Best health insurance in India gives policyholders an enticing perk known as a no-claim bonus.This bonus rewards individuals who haven't made any claims during the previous year by offering them a discount on their premiums or an increase in their coverage. Upon renewing the policy, policyholders can take advantage of this appealing no-claim bonus, ensuring they are recognised and rewarded for their healthy track record.
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Medical Checkup Facility:
Choosing the best health insurance in India that aligns with your needs not only grants you coverage when required but also opens the door to regular medical check-ups. In addition, as a valuable inclusion within your health plan, insurers understand the significance of proactive healthcare and provide this facility to ensure your well-being remains a top priority.
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Co-payment
Co-payment is a valuable benefit offered by health insurance plans that helps individuals manage their medical expenses. With co-payment, policyholders must pay a fixed, predetermined amount out of pocket for specific healthcare services while the insurance company covers the remaining costs. This feature of the best health insurance plans in India ensures that individuals have affordable access to necessary medical treatments, consultations, or prescription drugs, promoting timely healthcare utilisation and reducing financial burden.
-
Cashless Medical Treatment
In the sector of best health insurance in India, each insurer hospitals nationwide. So, if you find yourself admitted to any of these esteemed partnerships with a vast network of empanelled hospitals,you can bid farewell to worries about payment. Simply present your policy number, and your insurer and the hospital will shoulder all your expenses. Cashless claims reign supreme in health insurance policies, owing to their seamless process that eliminates hassles related to claim disbursement and tedious documentation.
-
Post and Pre-Hospitalisation Coverage
Best health insurance in India goes beyond merely covering hospitalisation expenses, providing clients with comprehensive coverage. Today, traditional health plans extend their reach to include pre and post-hospitalisation expenses, ensuring a holistic approach to healthcare. Moreover, these plans offer benefits like medication costs, doctor consultations, ambulance charges, and much more, ensuring that individuals are safeguarded against various healthcare expenses.
-
No claim bonus
Best health insurance in India gives policyholders an enticing perk known as a no-claim bonus.This bonus rewards individuals who haven't made any claims during the previous year by offering them a discount on their premiums or an increase in their coverage. Upon renewing the policy, policyholders can take advantage of this appealing no-claim bonus, ensuring they are recognised and rewarded for their healthy track record.
-
Medical Checkup Facility:
Choosing the best health insurance in India that aligns with your needs not only grants you coverage when required but also opens the door to regular medical check-ups. In addition, as a valuable inclusion within your health plan, insurers understand the significance of proactive healthcare and provide this facility to ensure your well-being remains a top priority.
-
Co-payment
Co-payment is a valuable benefit offered by health insurance plans that helps individuals manage their medical expenses. With co-payment, policyholders must pay a fixed, predetermined amount out of pocket for specific healthcare services while the insurance company covers the remaining costs. This feature of the best health insurance plans in India ensures that individuals have affordable access to necessary medical treatments, consultations, or prescription drugs, promoting timely healthcare utilisation and reducing financial burden.
Custom Health Insurance Plans Designed for You
Senior Citizen
A plan with smart features to give you everything you need in a health cover
₹30165
/month
Annual Health Check-up
No room rent cap
No Claim Bonus
Most popular
Basic
A Truly Unlimited health insurance plan.
₹7,430
/month
Go LIMITLESS. Now your sum insured has no Limits
Get Day 1 coverage for Pre-Existing Disease
Ambrosia Welath Plus gives you access to Executive Health Assessment, Priority Claims, and Dedicated Support Services
Go Borderless and get treatment anywhere in the world.
Most popular
Basic
A health insurance plan made for senior citizens
₹16,125
/year
No Room Rent Capping
Modern Treatments Covered up to Sum Insured
Hospitalisations of 2 hours or more covered
One time Refill of Base Sum Insured, even for same illness
Most popular
Basic
A single license. Perfect for freelance designers or developers.
₹11,572
/year
Comprehensive coverage up to ₹ 3 Crore
Maternity (worldwide) and new born baby cover
International coverage for specified illness and medical emergencies
In-built travel insurance coverage for multiple trips in a year
Most popular
Basic
An Active Health Insurance That Works For You Every Day
₹15,242
/year
Coverage of up to ₹ 25 Lacs.
A health insurance that pays for Doctor Visits
Meet your health goals and get up to 20% discount on renewal premium
Avail Health Check-up/Diagnostic tests of your choice
Most popular
Basic
A comprehensive cover that takes care of the finer details
₹16,948
/year
Comprehensive coverage up to ₹ 1 Crore
Increase in sum insured by 10% on each year
One time reinstatement of Base Sum Insured, for same and different illness
Modern Treatments covered up to Sum Insured
Most popular
Basic
A Super Top-Up Plan That Goes The Extra Mile For Your Loved Ones.
₹884
/year
Coverage Up to ₹95 Lac
Pre & Post Hospitalisation Medical Expenses: Covered Up To Sum Insured
E-Consultation: Unlimited Tele / Online Consultations
Pharmacy And Diagnostic Services: Available Through Our Empanelled Service Providers
Most popular
Basic
The Most ''Cost Effective'' Plan with Industry leading Products
₹13,305
/year
Comprehensive Coverage of up to ₹ 1 Crore
Enhanced coverage at cost effective premium
Carry forward unutilized base and M-iracle sum insured up to 10X of Base sum insured
Save as you age. Pay as per entry age, until you claim. M-iracle claim will not impact the AGE LOCK!
Most popular
Basic
“Cost Effective” Plan with leading benefits
₹8,835
/month
Comprehensive Coverage of up to ₹ 1 Crore
Save as you age. Pay as per entry age, until you claim.
Don’t lose what you don’t use. Carry forward the balance sum insured up to 10X
Use and get back your base coverage. Unlimited times and forever.
For Health Insurance
Documents Required
To ensure a smooth and quick health insurance application process, keep the following documents handy.
Identity & Address Proof
Aadhaar, PAN, Passport, etc.
Income Proof
Salary slips, ITR, or bank statements
Property Documents
Title deed, ownership papers, etc.
Recent Photographs
Need Recent Passport Photographs
Mortgage Loans Made Simple
Unlock Your Dream Home with Our Tailored Solutions
At Ambrosia Wealth, we believe in making your dream home a reality. Our personalized home loan options are crafted to meet your needs and support your financial goals. Let’s help you step into homeownership!
- Flexible Terms: Choose a loan duration that works for you.
- Competitive Rates: Keep your monthly payments within reach.
- Quick Approval: Get into your new home faster than ever.
Cashless Clams
A cashless claim is a hassle-free insurance benefit where the policyholder does not need to pay from their pocket at the time of hospitalization or service. Instead, the insurance company directly settles the bill with the network hospital/garage.
1: Hospital Admission
Get admitted to a Ambrosia Wealth Plus network hospital.
2: Identification
Present your Ambrosia Wealth Plus Health Card or policy number along with valid ID (Passport/PAN card/Voter’s ID) to the hospital staff.
3: Pre-authorisation
The hospital will verify your details and submit a pre-authorisation request to Ambrosia Wealth Plus.
4: Ambrosia Wealth Confirmation
The hospital will verify your details and submit a pre-authorisation request to Ambrosia Wealth Plus.
5: Final Settlement:
Upon completion of treatment and necessary formalities, the hospital will settle the claim with Ambrosia Wealth Plus according to your policy terms.
How does Our Insurance Claim Process work?
Get to know the steps involved in the claim Process, Whether it is a planned or emergency hospitalisation. Filling a claim is made easy by choosing any of the following ways:
Frequently Asked Questions?
Health insurance is a financial safety net that helps you manage unexpected medical expenses arising from illnesses, accidents, or injuries. By paying a regular premium, you secure coverage for hospitalisation, treatments, surgeries, and other healthcare costs as specified in your policy.
Yes, even a first-time borrower with no credit history can be given a ₹5,00,000 personal loan if they have steady income and adequate documentation.
No. With Ambrosia Wealth Plus, there is transparency. All the fees from processing charges and interest to any late payment charge is clearly explained in simple terms in the offer for a ₹5,00,000 loan so that you know what you would get.
Yes. Self-employed individuals with steady income and supporting documents can easily apply for a ₹5,00,000 personal loan.
There is no need for a guarantor to apply for a ₹5,00,000 loan. It is an unsecured loan on the basis of your profile and income.